The Seminar Series

Three evenings from "can I afford it?" to closing day.

A free, three-part series for first-time buyers in Metro Atlanta. Each session stands on its own, but together they take you from a budget to a pre-approval to an accepted offer. Bring your questions; there is no obligation.

Reserve a seat Seminar questions

The Sessions

What each evening covers.

Hands holding tax forms and envelopes spread on a white floor beside a phone calculator and a pen

SESSION ONE

What can I really afford?

Building a monthly budget that includes taxes, insurance and upkeep
Down payment options and how much cash to set aside for closing costs
An overview of Georgia down-payment assistance programs
Renting versus buying: comparing the real monthly cost
Setting a price range you are comfortable with before you shop

Who it's for: anyone thinking about buying in the next year or two, even if you are not sure you are ready.

What you leave with: a written budget worksheet and a target price range of your own.

Two women talk across a wooden table with a laptop and a notepad in a brick-walled room

SESSION TWO

Getting mortgage-ready credit

How lenders read a credit report and what they ask about
Getting your free reports from Equifax, Experian and TransUnion
Spotting errors: accounts you don't recognize, wrong balances, outdated late payments
How to dispute inaccurate items yourself, step by step
Keeping records of what you sent and what came back

Who it's for: buyers who want to understand their credit before they talk to a lender.

What you leave with: a checklist for reading your reports and a plan for the Credit Ready program, which uses DisputeValet.com, self-help credit dispute software you operate yourself.

DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.

A small model house with a red front and a set of house keys on a wooden table

SESSION THREE

Pre-approval to closing day

Comparing lenders and reading a loan estimate
Touring with a list so you can compare homes fairly
Writing an offer: price, earnest money and contingencies
Inspections, appraisals and what to do if something comes up
What to bring and what to expect at the closing table

Who it's for: buyers who have a budget in mind and want to know what happens between pre-approval and keys.

What you leave with: a timeline from pre-approval to closing and a list of questions to ask your lender and your agent.

A group of young adults sit around a dark meeting table in an open office, one typing on a laptop while the others listen

Logistics

When and where.

Tuesday evenings, 6:30–8:00 pm, Midtown and online.

Each session runs about 90 minutes, with time for your own questions
Come in person or join online; the content is the same
Attend one session, two, or all three, in any order
There is no cost to attend

This is a demonstration site. No sessions are scheduled, and the reservation form below does not book a seat.

Reserve a Seat

Save your place.

Tell us which session you'd like to attend.

Questions

Seminar FAQ.

Does it cost anything to attend?

No. The seminars are free, with no obligation.

Do I need to be pre-approved first?

No. Many first-time buyers arrive before they have talked to a lender. Session Three covers pre-approval in detail.

Can I attend online?

Yes. Every session is offered in Midtown and online, and you can switch between the two from one week to the next.

Can I bring a partner or a family member?

Yes. If you are buying with someone, it helps for both of you to hear the budgeting and credit sessions.

Do I have to use DisputeValet to attend Session Two?

No. Session Two explains how to read your reports and dispute errors yourself, by mail or online, with or without software. DisputeValet.com is offered as an option for guests who want help organizing letters and responses.

DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.