Walk into your lender conversation knowing what's on your reports.
Credit Ready is the hands-on part of Session Two. You pull your own credit reports, look for anything inaccurate, and dispute it yourself with DisputeValet.com, self-help credit dispute software offered here under the Luxe name.
DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.
Three steps, at your own pace.
Pull your reports
Get your free reports from Equifax, Experian and TransUnion and read them line by line: accounts, balances, late payments, inquiries and personal details.
Dispute inaccurate items yourself
Enter what you find into DisputeValet, choose the items you believe are wrong, and generate dispute letters to send to the bureaus. You decide what to dispute and you send every letter.
Bring the results to your lender
Track each bureau's response, keep your records together, and take an up-to-date picture of your credit into your pre-approval conversation.
Software you operate yourself.
DisputeValet.com is self-help credit dispute software. Nobody disputes on your behalf: it organizes your report, helps you prepare letters and keeps track of what you sent and what came back.
- Dispute letters for all three credit bureaus, based on the Fair Credit Reporting Act
- Your credit report data is encrypted and stays in your browser
- Monthly subscription, cancel anytime, no contracts
- 7-day free trial on the Advanced plan: card required, cancel anytime before it ends, then $34.99/month
The DisputeValet subscription is a real product, billed by Gamboa Software LLC (DisputeValet.com) and supported by Luxe at info@luxemetroatlantarealty.com. DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.
DisputeValet for Luxe clients.
This is DisputeValet's own overview, shown here inside the Luxe site. Starting Credit Ready takes you to DisputeValet.com to create your account.
Powered by DisputeValet.com, self-help credit dispute software.
If the overview doesn't load, start on DisputeValet.com.
DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.